Contact – Clarksville & Nashville Mortgage Lenders

Contact The HomeTown Lenders Nashville Team

Contact Us To Get Prequalified For Your Mortgage Home Loan or To Start Your Loan Process

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Call or message us to schedule your appointment to get prequalified or to start your mortgage loan application process.

+1 615-307-4254

financeme@htlenders.com

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HomeTown Lenders
615-307-4254

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Please direct complaints to complaints@htlenders.com
Exercise your rights under the CCPA here CCPARights@htlenders.com

We Specialize in

Home Loans
Mortgage Loans
Conventional Loans
USDA Loans
FHA Loans
VA Home Loans
Mobile Home Loans
Manufactured Home Loans
Mortgage Refinancing
and More

Nashville Home Lender is a Clarksville and Nashville, Tennessee Mortgage Lender. The Nashville Home Lender Website is operated by HomeTown Lenders. Inc. Clarksville, TN Branch NMLS ID 2027420. | A Tennessee, Colorado, Illinois, Kentucky, and Texas Licensed Mortgage Company. Alonzo Edwards, Senior Loan Officer AZ 101782 | NMLS 41294 | SC MLO – 1981538 | TN 111762 | CO NMLS 1759237 | TX 41294 | LaTonya Johnson (TN, Il, KY) MLO NMLS 2004171
© Copyright 2020 Nashville Home Lender & Hometown Lenders, Inc.- Clarksville, TN Branch Serving Nashville, TN | A Division of Hometown Lenders, Inc. NMLS# 65084 | TN 111762 (www.nmlsconsumeraccess.org) | Terms, conditions, and restrictions may apply. Loan products are subject to availability and credit approval. Not a commitment to extend credit. Hometown Lenders USA AZ BK-0938291. Licensed by the Department of Corporations under the California Department of Business Oversight. Company License # 41DBO60614. | Mortgage Company Compliant
HomeTown Lenders, Inc. – Clarksville TN Branch 200 Commerce St Suite 207 Clarksville, TN 37040

Terms Of Service | Privacy Policy | Legal | Accessibility Policy

Hometown Lenders is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking
Texas Mortgage Banker Disclosure – Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

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Home Loan Pre-Qualificaton Inquiry

1

About You

2

Preliminary Questions

3

Complete

Enter Your Information

Your Name

Your Email

Phone Number

How Did You Hear About Us?
Referral - (Please Enter Their Information Below) Realtor - (Please Enter Their Information Below) Direct Mail Google Bing Yahoo Facebook Instagram Twitter LinkedIn News Site

How Did You Hear About Us?

Preliminary Questions

Will there Be A Co-Signer
Yes No

What is Your Credit Score?

Annual Income - (Include Cosigner Income)

Any Foreclosures?
Yes No

If Yes, When Did Your Foreclosure Happen?
Within The Last 12 Months Within The Last 1 - 3 Years Over 3 Years But Under 5 5+ Years Ago

Any Bankruptcies?
Yes No

Which Type Of Bankruptcy?
Chapter 13 Chapter 7

When Did Your Bankruptcy Close?
Within The Last 12 Months Between 12 and 24 Months Between 24 and 36 Months Between 3 and 5 Years 5 Years +

Any Excessive Late Payments In The Last 12 Months?
Yes No

12 Months Verifiable Rent With No Late Payments?
Yes No

Do You Or Co-Signer Owe Student Loans?
Yes No

How Much Is Owed On Your Student Loans?

Final Questions

Which Loan Type Are You Requesting?

Requested Loan Amount?

Check To Acknowledge You Understand Filling Out This Form Does Not Guarantee You Will Receive A Loan
I Agree

Check To Agree That We Can Contact You About Your Loan Inquiry By Phone or Email
I Agree To Be Contacted Regarding My Application

Thank you for choosing HomeTown Lenders for your home loan mortgage needs. One of our team members will contact you within the next 24 hours. In case of weekends or holidays, we will contact you the next available business day.

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FHA, VA, USDA Loans SPECIAL RESTRICTIONS

Special restrictions and guidelines for bad or poor credit.
All loans FHA, VA, USDA:
FHA – Minimum loan amount 200K
Alternant trade lines ( utility bill, child care, insurance etc) 12 month history no late payments
BK 7 Discharge over 2 years. BK CH 13 3 years from file date
Foreclosures over 3 years
Verifiable Rental history 12 months no lates (Cancel checks, money orders or by management company)
3 Months of reserves ( 3 months payments in reserves . example in bank, 401k etc)
No excessive late payments in the past 12 months
No Mortgage lates

On FHA with Credit scores less than 580
90% LTV(Loan to Value) with 10% Down payment .
On VA with Credit scores less than 580
3. 100% LTV(Loan to Value) NO Down Payment
On USDA with Credit scores of 580-619
100% LTV(Loan to Value) NO Down Payment

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